Course curriculum

4-day action plan

  • 1

    Welcome to Fresh Start Academy!

    • I'll be there for you!

  • 2

    Day 1: Preliminaries: Know this before going to the simulator

    • Welcome from your instructor and how to use my 27-minute system (per day for 4 days)

    • This program comes to you from "Studio 9" -- our luxurious Hollywood studio...

    • Yeah right! Here's the REAL studio, average Joe, and no pricey video set.

    • I feel your pain!

    • Beware of the procrastination disease

    • Identify your current loan types

    • FSA ID, the NSLDS, and Studentaid.gov

    • How to read your NSLDS File and Take Inventory

    • Access your 3 credit reports

    • Access your loan servicer(s) portals

    • Case Study - Discretionary Income

  • 3

    Day 2: Diagnosis: Which repayment plan for me?

    • An overview from the Dept. of Ed

    • How your loan payment is calculated using IDR programs

    • PAYE vs. (New) IBR

    • IBR/PAYE/REPAYE Comparisons and Interest Subsidies

    • PAYE vs. REPAYE

    • November 2021 News Update - EICR Plan
  • 4

    Day 3: Prescription

    • A little classroom humor

    • Consolidation and IDR

    • How to Recertify annually for IDR plans

    • Deferment and Forbearance

    • Delinquency and Defaults

    • How do you feel?
  • 5

    Day 4: Execution!

    • Let's simulate to stimulate!

    • Execute! Select your plan, take control, and enjoy your new life

    • Are you in any clubs?
  • 6

    Specialty Lessons - Skip any lesson that does not apply to you

    • Private Loans

    • Parent Plus Loans

    • The Ultimate Parent PLUS Loophole to Pay 10% of Your Income - Courtesy of Student Loan Planner

    • Public Service Loan Forgiveness (PSLF)

    • Here is today's math problem
  • 7

    Downloadable Resources

    • Downloadable Resource - Mindframing

    • Downloadable Resource - Mindframing - 30 mental models to add to your thinking toolbox

    • Student Loan Debt Glossary
  • 8

    ONE HOUR Podcast: UP-TO-DATE Covid-19 Forbearance INFO- FAQ

    • Covid Pause Info - DOE
  • 9

    Welcome to your resource library!

    • Student Loan Glossary

FAQ

It's "get serious" time...

  • What makes your workshop/class different from other courses out there?

    Since there IS tuition for this course, everyone taking part will be serious, non-tire-kicking college grads/parents wishing to TAKE ACTION in taking full control of their student loan repayment plans before January 31, 2022. I will closely be monitoring this EXCLUSIVE "EMERGENCY" SESSION and am committed to lessening your stress and saving you money. Loan borrowers come in every "flavor" possible so it is not possible to appeal to everyone. While some people have no clue about this subject, others have been working with this for years and are quite "seasoned". This is why I am backing this course up with the best guarantee you will find anywhere when it comes to student loan debt education. If your monthly payment hasn't decreased by the cost of your tuition by the third month after applying for your repayment plan, I will refund your tuition back to you.

  • Can't I get all of this info online for free?

    YES! Google, YouTube, many websites... it's all there if you wish to take the time to do your own research and THEN try to make sense of it all! We are all different, but to me, the most precious commodity is TIME so it all becomes a matter of how much time you have to devote to educating yourself the LONG way. I have dynamically priced this course mainly because I need your SKIN in the game. YOU need your skin in the game. Procrastination is NOT allowed here. You need to ACT NOW before the loan servicers get squashed by the masses after the holidays.

  • Who is this workshop/class for?

    Anyone with student loan debt, including parents who have helped their children with school. I have found that about 20% of those holding student loan debt are in pretty good shape and do not need this course. That means 80% ARE NOT ON THE OPTIMUM LOAN REPAYMENT PROGRAM that best serves their current "life situation" and future plans. This session is for the 80% ready to get serious in finding the lowest monthly payment with the highest balance to be forgiven when forgiveness kicks in (the objective of most loan holders).

  • Can I do all 4 days in one day?

    Yes, it's called "4-day" because this kind of online course takes some time due to its nature. You can complete the course in one sitting HOWEVER, I strongly encourage you to take your time. This is a DIY project and you don't want to make mistakes. Don't get burned out with this, either! I am trying to spread this out into a casual "bite-sized" multi-day session to get the most out of what you learn so the education will STICK.

Countdown timer

Student Loan Payments are currently scheduled to resume on January 31, 2022

Pre-Enroll NOW!
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Do you feel like Sisyphus?

I've got YOUR back! After completing this valuable course, your stress will be dramatically reduced because you will have the tools to take back CONTROL of your destiny and reach that mountain top!

In Greek mythology, Sisyphus is forced to roll an immense boulder up a hill only for it to roll down every time it neared the top, repeating this action for eternity. "Interest" is the "boulder" in this crisis! The new presidential administration, along with key consumer advocates, has brought the NEWS of the $1.9 TRILLION student loan debt crisis to the front burner. It's time to restore joy and enjoy the good things in life like getting married, planning your family, or taking that retirement vacation you've worked so hard for your whole life now that the kids are out of the house!

The Psychological Effects of Student Loan Debt: My goal is to help you overcome this crisis.

In the meantime, take care of #1: Yourself

The psychological effects of debt are just starting to enter the dialogue on personal finance. Typically seen as just a numbers game, it's finally becoming apparent that money troubles go far deeper than what can be seen on paper, an app, or an Excel spreadsheet. People are losing sleep over their student loan debt Financial stress can create a vicious cycle. Debt causes fear. Fear causes loss of sleep and poor job performance, which in turn creates worry about job security and paying the bills, causing the cycle to repeat. What to do about student debt stress Breaking this cycle of financial anxiety is crucial. The sooner you get help, the sooner you can release yourself from anxiety. And know that you deserve help because having debt doesn't mean you should have to suffer alone. Here are ways to do it. Take the first small step The more you avoid facing it, the bigger it gets. And in taking that first step to facing it, we often find that it's not as bad as we feared. Taking that first step helps us feel more in charge of our lives, more in control. And if you need help in facing your anxiety over student debt, please seek professional advice from the National Alliance on Mental Illness (NAMI) to find affordable care.
Enroll

Here's what you'll get in the Student Loan Debt Relief Course

You will get instant access to bite-sized video lessons, access to the finest resources carefully curated and vetted, and 24X7 email support

  • Empathy

    I have never taken out a student loan but I have filed Chapter 7 bankruptcy so I know what it's like to to be up against the wall with debts we had the best intentions in paying. Life happens. The student loan debt issue is a CRISIS. "This" is not your fault. It's time to take a break from "all this" and give yourself a pat on the back for persevering this far. :-)

  • Navigation

    Tired of wading through the murky waters of government bureaucracy? Nerve wracked at hitting the "submit" button thinking you've just fouled everything up? Let me unravel the knots in the stomach and your mind.

  • Instructor - Student Relationship

    My job is to not only educate but also to uncover what YOUR specific pains are. This isn't a ONE-WAY COURSE where you never hear from the Instructor. This is a course we take TOGETHER. I cannot teach effectively unless I know SPECIFICALLY what to teach

Tuition

After applying for an IDR program, if you don't save the cost of your tuition on your monthly payment, this course is on me!

Instructor

Mark Hawkins, NBI

MARK HAWKINS

Instructor

Mark Hawkins has educated thousands throughout his career in multiple fields. A career entrepreneur, Mark takes a blend of motivational thinking, a Steve Jobs-like approach to inventing new ways to approach problems, and the power of community to enrich the lives of others.